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Select your category below to learn about loan options.
Federal Stafford Subsidized & Unsubsidized Loans
A Stafford Loan will be awarded to all students who complete a FAFSA, submit all required documentation and who are enrolled at least half-time in a degree or certificate program.
UNSUBSIDIZED loans are available to independent students and to dependent students who do not qualify for the Subsidized Stafford and/or whose parents have been denied a Parent PLUS loan. These loans are "unsubsidized" because the interest will not be paid by the government while you are in school; you can chose to pay the interest while you are in school, or add it to the balance of your loan and pay it when you enter repayment. Currently, the interest rate on the Unsubsidized Federal Stafford Loan is 6.8%.
The Parent Plus Loan
The Federal Plus Loan for parents is an excellent option to assist in financing a college education. It is available to parents, legal guardians, and stepparents of dependent, undergraduate students enrolled at least half time (at least 6 units/semester). To view a PLUS lender comparison,click here.
Generally, you can borrow up to the Cost of Attendance less any other financial aid the student is receiving. If you have questions, contact the financial aid office.
Alternative Loans
What is an Alternative Loan?
An Alternative loan is designed primarily to help students with educational expenses that exceed other available assistance (such as scholarships, grants, and Federal Stafford Loans, Plus and Perkins). In other words, alternative loans were designed to bridge the gap between college costs and traditional financial aid resources. Alternative loans cannot exceed the cost of attendance minus other financial aid. To view the lender comparison tool please enter the information requested below.
