Ugly Truths About Credit Cards

Getting a credit card is easy. Maybe too easy. Lots of companies offer them, but you need to be careful. The companies that issue credit cards are in business and like any business they plan to make money. Money they expect you to pay them through interest charges and other fees. Read the "fine print." Make sure you know what you're getting into.

Interest Rates and Fees

Traps

Calculators:

What will it take to pay off my credit card?

Also useful when considering a purchase:

The True Cost of Making the Minimum Payment