Community Service Center

Educate Yourself! - Medical

Healthcare is a basic human need, however there are millions of people worldwide that do not have access to it. Making healthcare readily available could help reduce the health risks as well as alleviate unnecessary human suffering.

There are different types of healthcare available:

Private Health Insurance:

  • Private health insurance is coverage by a health plan provided through an employer or union or purchased by an individual from a private health insurance company.

  • Employment-based health insurance is coverage offered through one’s own employment or a relative’s. It may be offered by an employer or by a union.

  • Direct-purchase health insurance is coverage though a plan purchased by an individual from a private company.

Government health insurance

Includes plans funded by governments as the federal, state, or local level. The major categories of government health insurance are medicare, medicaid, the State Children’s Health Insurance Program (SCHIP), military health care, state plans, and the Indian Health Service.

  • Medicare is the Federal program which helps pay health care costs for people 65 and older and for certain people under 65 with long-term disabilities
  • Medicaid is a program administered at the state level, which provides medical assistance to the needy. Families with dependent children, the aged, blind, and disabled who are in financial need are eligible for Medicaid. It may be known by different names in different states.
  • SCHIP, the State Children’s Health Insurance Program, is a program administered at the state level, providing health care to low-income children whose parents do not qualify for Medicaid. SCHIP may be known by different names in different states
  • Military health care includes TRICARE/CHAMPUS (Civilian Health and Medical Program of the Uniformed Services) and CHAMPVA (Civilian Health and Medical Program of the Department of Veterans Affairs), as well as care provided by the Department of Veterans Affairs (VA).
    • TRICARE or CHAMPUS is a military health care program for active duty and retired members of the uniformed services, their families, and survivors.

    • CHAMPVA is a medical program through which the Department of Veterans Affairs helps pay the cost of medical services for eligible veterans, veteran‘s dependents, and survivors of veterans
    • The Department of Veterans Affairs provides medical assistance to eligible veterans of the Armed Forces

Local-

  • 18.5% of people in California are not insured
  • The percentage of people who are uninsured is higher in CA than in the U.S. as a nation.

Domestic-

  • Nearly 47 million Americans, or 16 percent of the population, were without health insurance in 2005, the latest government data available.
  • The number of uninsured children in 2004 was 11.7 % or 8.3 million.
  • The number of uninsured rose 2.2 million between 2005 and 2006 and has increased by almost 9 million people since 2000
  • In 2005, nearly 15 percent of employees had no employer-sponsored health coverage available to them, either through their own job or through a family member.
  • Young adults (18-to-24 years old) remained the least likely of any age group to have health insurance in 2005 - 29.3 percent of this group did not have health insurance.

Global-

  • One billion people lack access to health care systems
  • About 11 million children under the age of 5 die from malnutrition and mostly preventable diseases, each year
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