Loans & Loans Counseling

Loans are money you borrow that must be repaid with interest. Data shows that a degree leads to greater earning potential at both the undergraduate and graduate level, so when you borrow to pay for your education, you're making an investment in the future. 

The cost of attendance may be offset by other forms of financial assistance, such as scholarships, grants and work study. Loans can help with the rest.

Cal Lutheran participates in several low-interest federal loan programs for students and their families. Eligibility for a federal loan is based on financial need, as determined by your FAFSA. In addition to these direct federal loans to students, there are also private loans available for further financing.

Find out what types of loans are available for you:

Cal Lutheran students are borrowing 15% less than the national average in federal student loans

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