Types of Financial Aid
Don't let the cost of an education keep you from realizing your academic goals. If
cost is a concern for you, our Office of Financial Aid is here to assist you.
First Thing's First - File Your FAFSA
The Free Application for Federal Student Aid (FAFSA) is the federal financial aid application that must be completed by anyone
seeking federal or state financial assistance from an educational institution in the
U.S. Our school code is 001133. This form must be submitted each academic year.
Grants and Other Assistance
The Fast Track Grant
Cal Lutheran offers up to $5,000 per academic year (up to $1250 per term) to qualified students in the Bachelor's
Degree for Professionals program. You must be enrolled in 6 units or more per term,
have a FAFSA on file, and have completed a Professionals Financial Aid application
(which is made available to admitted students).
ADT Pledge Scholarship
Up to $2,500
This one-time scholarship is available to incoming students who have completed an Associate Degree
for Transfer (ADT), with a transferable GPA of 3.0 or higher, prior to enrolling their
first-term in the Bachelor’s Degree for Professionals program. Students who have not
completed an ADT but have completed an IGETC or CSU GE Breadth pathway are also eligible
to receive an adjusted amount of this scholarship. Any completed ADT/IGETC/CSU GE
Breadth certificate must be noted on Official Transcripts at time of Admission. Students
must be enrolled Full-Time to receive this scholarship, and the scholarship will be
applied to their first term enrolled in the program. Contact your Admission Counselor with any questions on eligibility.
Cal Lutheran is a Yellow Ribbon University. Students who may be eligible for veteran's
benefits should contact their local Veteran's Affairs Office or contact Cal Lutheran's Office of Veteran Resources for specific information.
Employer Tuition Assistance Programs
Many companies offer tuition assistance to employees who participate in work-related
or degree-oriented college programs. We provide a deferred payment option (up to six
weeks after the end of the term) for students who take advantage of their company's
tuition reimbursement opportunities. Please see more information on our webpage for
Employer Tuition Assistance Programs.
Corporate Partnership Scholarship
Cal Lutheran has partnered with employers to offer their employees a $100 per credit
reduction on any of our graduate and professional programs (future terms only). Learn more
Local Government Scholarship
Cal Lutheran has partnered with local governments to offer their employees a $100
per credit reduction on any of our graduate and professional programs (future terms
only). Learn more
A Cal Grant may be available to eligible California residents who are recent California
high school graduates, based on family income, assets and GPA. A minimum of three
units per term are required. A FAFSA form and a Cal Grant GPA Verification Form must
be filed by March 2.
Federal Pell Grant Program
Under the Federal Pell Grant program, eligibility will be determined based on the
information submitted on the FAFSA. This grant is awarded to students with high financial
If you are the child or grandchild of a Cal Lutheran graduate then you're eligible
to receive a $1,000 scholarship per academic year of enrollment at Cal Lutheran.
Congregational Partners in Education (CPE) Award
This renewable award allows congregations of any faith to assist outstanding students who have demonstrated a commitment to the life
and work of their church. Cal Lutheran will match gifts from the congregation in support
of a student in $100 increments to a maximum of $2,500. In order to qualify for the
match, the check must come from the congregation and be made out to the University
(it should not be written directly to the student attending Cal Lutheran). Learn more about the CPE Award.
Federal and Private Loans
Federal Direct Subsidized Loans
Eligibility for the Federal Direct Subsidized Loan is determined by the FAFSA and
is based on need. The government pays the interest while the student is in school.
A student may be eligible to borrow up to the annual maximum of $3,500 for freshmen,
$4,500 for sophomores and $5,500 for juniors and seniors. Students must be enrolled
at least half time (three or more units) to receive a Federal Direct Subsidized Loan.
Federal Direct Unsubsidized Loans
Eligibility for the Federal Direct Unsubsidized Loan is determined by the FAFSA and
is not need based. If you are considered an independent student based on your FAFSA
application, the annual award is $6,000 per year for freshmen and sophomores, and
$7,000 for juniors and seniors. Interest accrues on this loan while the student is
in school. Students must be enrolled at least half time (three units or more per term)
to receive a Federal Direct Unsubsidized Loan. Eligibility will be determined by the
Office of Financial Aid.
Students should always utilize any awarded Federal Direct Loans prior to seeking an
Alternative Loan. Interest rates on alternative loans are often much higher than the
Federal Direct Loan rates. Eligibility is determined by the lender. Alternative/Private
Educational Loans may only be taken out for up to the cost of attendance (less any
financial aid received) as defined by the Office of Financial Aid.