Cost of Attendance

Cost of Attendance (COA) is an estimate of your costs as a student at Cal Lutheran for the academic year. It includes tuition, mandatory fees, estimated amounts for books and supplies, housing and food, personal expenses, and transportation.

The COA is used in determining a student's eligibility for federal, state, and institutional need-based financial aid.


Find your cost of attendance by program:


What are Direct and Indirect Costs?

The Cost of Attendance includes direct and indirect costs.

Direct Costs

Charges that are billed on your Cal Lutheran student account:

  • Tuition
  • Mandatory fees
  • On-campus housing
  • Meal plans

Indirect Costs

Additional educational expenses not directly billed by Cal Lutheran:

  • Transportation
  • School supplies
  • Miscellaneous personal expenses
  • Off-campus food and housing

Learn more about the financial aid process

Cost of Attendance Glossary

Learn more about each Cost of Attendance element

Cost of Attendance Appeals

Professional judgment may be used to increase the cost of attendance if special circumstances apply to the student’s cost of living while enrolled.

For more information contact the financial aid office.



The COA components and amounts are compiled annually based on federal regulations and institutional policy to ensure that the cost of receiving a higher education at Cal Lutheran is accurately and realistically represented to students. 

The cost of attendance is subject to change without notice. The University reserves the right to change, delete or add to the cost of attendance as deemed appropriate.