Estimate Your Balance

2019-2020
Tuition $  Based on full-time enrollment, 12-18 units/semester
Fees $
Additional Fees $  STAR Program, Music, International, etc.
Residence Hall* $
Meal Plan* $
Total Estimated Charges $
Financial Aid
Scholarships & Grants $  Add all scholarship and grant aid on your award letter. DO NOT include Work Opportunity.
Federal Direct Loans**
Add together all your Direct Loans (Subsidized and Unsubsidized.)
$  Gross amount

$  Net amount after 1.062% lender fee deducted
Federal Parent Plus Loan** $  Gross amount

$  Net amount after 4.248% lender fee deducted
Total Estimated Financial Aid $
Estimated Balance
Total Estimated Balance $

Divide Total Estimated Balance amount in half to get your approximate balance per semester.





* Freshmen living in Standard Halls must choose between the 19 Meal Plan or the 210 Block Plan options. Students living Mogen, Grace or Trinity are not required to have a meal plan or may select any option.

** All loan application processes must be completed before the loans will credit to your account. Federal Parent Plus Loans are subject to credit approval. Federal Lending fees may change at the discretion of the U.S. Congress at any time.

About this Estimate
Important: This worksheet is not a bill. Cal Lutheran is providing this estimating tool as a means for you and your family to investigate the different costs that may be associated with attending Cal Lutheran. Your actual charges and balance owed are determined by the Student Accounts Office and sent to you in your pre-bill once you are enrolled. In order to maximize your financial aid, it is important to make wise decisions regarding living arrangements and choice of lifestyle. While personal and transportation expenses are not included in our estimates, we recommend you consider them and budget accordingly.

Cost of Attendance
The cost of attendance for a student is an estimate of that student’s educational expenses for an academic year. The Office of Financial determines Cal Lutheran's cost of attendance by calculating average expenses for students at Cal Lutheran, rather than actual expenses. Per federal regulations, the total aid a student receives may not exceed the school’s pre-determined cost of attendance. Therefore, if you receive outside scholarships that causes your total aid to exceed your cost of attendance, we will need to reduce the amount of loans and work-study listed on your Financial Aid Award Letter. Learn more about Cost of Attendance.

Important Note
The Office of Financial Aid understands that sometimes a family’s current financial situation may be drastically different from the prior tax year as originally submitted on the Free Application for Federal Student Aid (FAFSA). In these situations, on a case-by-case basis, a review of your financial information may be warranted. Please contact your Financial Aid Counselor to discuss your situation following payment of your enrollment deposit.

If you have questions or comments about tuition and fees, please contact the Student Accounts Office. If you have questions or comments about financial aid and cost of attendance, please contact Office of Financial Aid.

©