Estimate Your Balance
Creating an annual budget is an important process of your Cal Lutheran educational experience; it helps you understand your total costs, how your financial aid offers help cover those costs, and any remaining balance due to Cal Lutheran after your aid is credited. When using this worksheet, refer to your Financial Aid Offer Letter for a list of your offers.
Monthly Payment Plan
The monthly payment plan option allows you to pay your balance each semester in installments through automatic monthly electronic check withdrawals and no interest. A non-refundable $60 enrollment fee is paid at time of enrollment per term. Learn more
| Fall 2024 Semester | Monthly Payment | # of Payments |
|---|---|---|
| Enroll by July 25 | $ | 5 payments (Jul-Nov) |
| Enroll by August 25 | $ | 4 payments (Aug-Nov) |
| Enroll by September 25 | $ | 3 payments (Sep-Nov) |
| Spring 2025 Semester | Monthly Payment | # of Payments |
| Enroll by December 25 | $ | 5 payments (Dec-Apr) |
| Enroll by January 25 | $ | 4 payments (Jan-Apr) |
| Enroll by February 25 | $ | 3 payments (Feb-Apr) |
* Freshmen living in Standard Halls must choose between the 19 Meal Plan or the 210
Block Plan options. Students living Mogen, Grace or Trinity are not required to have
a meal plan or may select any option.
** All loan application processes must be completed before the loans will credit to
your account. Federal Parent Plus Loans are subject to credit approval. Federal Lending
fees may change at the discretion of the U.S. Congress at any time.
About this Estimate
Important: This worksheet is not a bill. Cal Lutheran is providing this estimating
tool as a means for you and your family to investigate the different costs that may
be associated with attending Cal Lutheran. Your actual charges and balance owed are
determined by the Student Accounts Office and sent to you in your pre-bill once you
are enrolled. In order to maximize your financial aid, it is important to make wise
decisions regarding living arrangements and choice of lifestyle. While personal and
transportation expenses are not included in our estimates, we recommend you consider
them and budget accordingly.
Cost of Attendance
The cost of attendance for a student is an estimate of that student’s educational
expenses for an academic year. The Office of Financial determines Cal Lutheran's cost
of attendance by calculating average expenses for students at Cal Lutheran, rather
than actual expenses. Per federal regulations, the total aid a student receives may
not exceed the school’s pre-determined cost of attendance. Therefore, if you receive
outside scholarships that causes your total aid to exceed your cost of attendance,
we will need to reduce the amount of loans and work-study listed on your Financial
Aid offer Letter. Learn more about Cost of Attendance.
Important Note
The Office of Financial Aid understands that sometimes a family’s current financial
situation may be drastically different from the prior tax year as originally submitted
on the Free Application for Federal Student Aid (FAFSA). In these situations, on a
case-by-case basis, a review of your financial information may be warranted. Please
contact your Financial Aid Counselor to discuss your situation following payment of your enrollment deposit.
If you have questions or comments about tuition and fees, please contact the Student Accounts Office. If you have questions or comments about financial aid and cost of attendance, please contact Office of Financial Aid.